Debt Relief Through Bankruptcy:

Filing a bankruptcy can help a family or individual to stop foreclosures, repossessions, harassing phone calls, wage garnishments, and may other collection actions. 

It also helps individuals and families to eliminate the overwhelming burden of debt from medical bills, credit cards, payday loans, personal loans, bank loans, and many other unsecured forms of debt. 

Bankruptcy is a legal solution to give people a fresh start and reboot their financial life.

Bankruptcy for individuals is divided into two basic options:

CHAPTER 7
Also referred to as a "fresh start", Chapter 7 is used to eliminate and discharge most unsecured debts such as credit cards, payday loans and medical bills. 

CHAPTER 13
Also referred to as a "repayment plan" or "income earner option" Chapter 13 is used for those that don't qualify for a Chapter 7 or are struggling with past payments on mortgages or vehicles.

Both chapters are governed by Federal Statutes and are full of complex legal issues.  There are many rules and regulations within the bankruptcy laws which must be followed or risk losing property, losing money, or having your case dismissed putting you in a worse position then when the bankruptcy was started. 

Therefore, it is very important to retain an experienced, professional bankruptcy attorney. 

Call Raymond F. Chandler, for a free bankruptcy consultation to determine if bankruptcy is right for you.
(636) 229-4300